About the Course
- What is I-PIRP?
I-PIRP is an acronym for the Internet/Alternate Delivery Method Point and Insurance Reduction Program. Which means Online Defensive Driving – Yah NO MORE STUFFY CLASSROOMS!
- Can I complete the NY Defensive Driving Course online?
Yes. We are one of very few courses that can either be completed online or in a classroom. In addition, due to our proprietary validation system, you will not be required to take a proctored exam once you are done with the course. Which means – you can do it ONLINE, 100%!
- Who is eligible to take this defensive driving course?
Any New York driver is eligible for a defensive driving course and will save money on their insurance whether they have points on their insurance or not.
- Can teen drivers take the course?
YES, This defensive Driving course saves money and increases driver’s awareness. It makes an excellent gift to give to a youthful operator.
- I live in New Jersey (or other state) can I take the New York I-PIRP course?
The type of the program you need is dictated by your Drivers License… you need to complete the course for the state that has issued you your driver license. We are approved in New Jersey and many other states for traffic school (court ordered) and defensive driving. Visit www.MyImprov.com
and select the state that issued your drivers license or that has ordered you to attend this program.
- How long does it take to complete an I-PIRP defensive driving course?
NY DMV rules require that all I-PIRP courses are a minimum of 320 minutes of instruction time. The good news – you have 30 days to complete and can log in and out as many times as you like. The course is accessible 24/7.
- How much will I save on my insurance?
Completion of a NY DMV approved Defensive Driving Course, provides a 10% reduction for three years, from the base rate of your current liability, no-fault and collision premiums.
- Will I save more if members of my family take the course?
Yes, The insurance premium will apply to all motor vehicles principally operated by members of the family who complete the course. Please note that the discount can be applied to only one driver for each covered vehicle. To confirm the exact amount you will save, please contact your insurance agent.
- How many points will be removed from my driving record if I complete defensive driving course in NY?
Upon your completion, we will notify New York DMV… it will automatically reduce your active point total by up to four points. Your active point total is any points assessed for violations that occurred within the eighteen months immediately before course completion. It does not affect points for earlier violations, and cannot be used as “credit” against future violations or points.
Important: Completion of a course under the “Point & Insurance Reduction Program” does not remove, delete, subtract, or erase any violation, conviction, or notice of original number of points from your driving record. Even after you complete the course, most violations, conviction and points assessed will continue to show on your driving record for up to four years. Violations and convictions involving drugs or alcohol will remain on your driving record for ten years. “Point reduction” means the DMV will not count up to four points on your driving record toward license revocation or suspension. The main benefit of Point Reduction is to minimize your chances of getting your license revoked. You can take a point reduction class every 18 months… you also will benefit from insurance reduction.
- After I complete the New York Defensive Driving course, how do I receive the point reduction?
We will notify the NY DMV after you complete the course. A notice will then be entered on your New York driving record, and the NY DMV computer will automatically reduce your active point total by up to four points. “Point reduction” means the NY DMV will not count up to four points received in the past eighteen months on your driving record toward license revocation or suspension. We will also mail you a certificate of completion to present to your insurance company.
- Do I receive both point and insurance reduction if I take an I-PIRP defensive driving school course?
Yes. When you complete an I-PIRP course, you receive the same benefits as when you complete a classroom PIRP course. You can reduce your active driver violation point total by a maximum of four points (only points received within eighteen months before the date of course completion can be reduced), and you can save ten percent on your auto liability and collision insurance premiums.
- How often can I take Defensive Driving in NY course for point reduction?
Every 18 months four (4) points can be reduced on your driving record and every three years for insurance reduction.
- How often can I take the defensive driving course for the insurance discount?
Your certificate of completion submitted to your insurance company will be valid for three (3) years of insurance rate reduction.
- How does the I-PIRP course compare to the classroom course?
Both the classroom PIRP course and the I-PIRP course have very similar content and information, and both courses include 320 minutes of instruction. The classroom course is given in one daytime session or two evening sessions. You can take the I-PIRP course from home, at a convenient time for you. You can take the I-PIRP course at your own speed within the 30-day period.
- How is your online defensive driving course different from others?
We are the only course that is allowed to use humor to teach what can be a very dry subject. We figure if you enjoy the presentation you will learn more. Also, because of our unique technology
this course is not required to administer final exams or send you for outside ID verification.
- What personal information is required to take the course?
- Is your website secure?
Yes. The DMV requires that all I-PIRP course providers provide secure websites that protect the personal information of those who take the courses. The site features latest in SSL encryption and constantly monitored by both our internal staff and NY DMV.
- Can I log off and continue an I-PIRP course at a later time or use different computers for separate course sessions?
- What is done to ensure that the person who registers for the course is the person who takes the course?
Unlike some other providers we don’t use outside proctors or verification facilities. The entire process is done online! We use the latest in computer technology to verify your participation. The system uses a biometric keystroke method to validate that the person who registered for the course is the same person who takes the course. In other words, your typing pattern is as unique as your fingerprint. We take a sample of your typing at registration and then prompt you to enter a short password during the course. if someone else tries to enter it, we will know. It’s seamless and easy and does not require any downloads or special software on your part.
- Are there tests or a final exam for the I-PIRP course?
Because of our unique technology you can complete our course without any Final Exams. Although there are three simple questions at the end of each chapter, these are for review only and there are no passing grades required. As long as you spend a minimum required time in the course you will receive your completion certificate.
- Do you still offer the defensive driving course in a classroom setting?
- Why have the points not been removed from my driving record?
Your points are never actually removed from a driving record, but are “reduced” when determining a point total. Please see C-32A document
provided by the NY DMV, which will clarify the correct terminology.
- How fast can I get my defensive driving course completion certificate?
If you take our online course, we will process your certificate by the next business day. The report will be transmitted to the DMV and a copy sent to you to present to your insurance carrier. If you take our online course, we will process your certificate by the next business day. The report will be transmitted to the DMV and a copy sent to you to present to your insurance carrier. We also offer an option for you to receive an instant proof downloaded at the end of the course. Note that some carriers may require original certificate, which you will receive in a mail within seven business days.
- Does the DMV send my completion certificate directly to my automobile insurance company?
No. You must contact the insurance company and supply your certificate to them for insurance reduction benefits.
- When does my insurance discount become effective?
Retroactively, from the day of the course completion and will last for three years, at which time you will need to retake the course.
Policies and Procedures
- How soon does the course have to be completed after I register?
NYS DMV rules require that you compete the entire course within 30 days of your registration. The course is available 24/7 and you can log in and out as many times as you like during the 30 day period. Credit is
given in as little as 5 minutes increments. It is your choice to either complete the entire course at once or break it up to as many sessions as you like as long as it is completed within 30 days.
- How do I know my driving record shows my PIRP course completion?
If you need to verify the course completion has been entered on your record, you may request a copy of your driving record from the DMV. To do so, you can order your driving record on-line
, or complete a “Request for Driver and/or Vehicle Record Information” (form MV-15
), available at any motor vehicle office.
- Will the PIRP course prevent my insurance company from raising my premiums?
Insurance reduction does not prevent general premium increases, or premium increases due to violations or accidents. It provides a minimum of a 10% reduction for three years, from the base rate of your current liability, no-fault and collision premiums.