New York Online Defensive Driving (Point and Insurance Reduction Courses - PIRP)

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FUN AND SIMPLE ONLINE DEFENSIVE DRIVING COURSE - NOT AN OXYMORON!

The National Point and Insurance Reduction Course presents Improv Aware Driver Course. A unique Online Defensive Driving course approved by the New York DMV for point and insurance reduction. Upon completion of this award-winning accident prevention course, New York drivers can receive a benefit of a 4-point reduction on their NY driving record and a 10% insurance discount on their New York auto insurance rates.

Created through the joint venture with a World Famous Improv Club, our goal is to provide convenient, fun and cost-effective Internet Defensive Driving and Accident Prevention Courses, which you can complete from the comfort of your own home. Based on a simple notion that defensive driving course doesn't have to be dry and boring, our online defensive driving program has undergone numerous traffic safety studies, and time after time has proven to be effective in reducing future traffic collisions and traffic tickets. Yet the course is formatted for the 5th Grade reading level, making it very simple and easy to complete even for the most technically challenged.

Read more about our unique approach to teaching traffic safety or simply SIGN UP and complete the Online Defensive Driving Course now. We will report your completion directly to the DMV, and a copy of the certificate for your insurance carrier sent directly to you. Please inquire with your insurance agent as to the amount of your total insurance reduction. You may also be entitled to additional savings if all driving members of the household complete the accident prevention course.

Frequently Asked Questions about the
New York Point and Insurance Reduction Program

Q:    Why Take New York Improv Defensive Driving Course

A:    Ticket Dismissal /Point Reduction
It will help you refresh your driving knowledge and you may be eligible to reduce as many as four (4) points on your driving record

Insurance Reduction
You will qualify for an insurance reduction of a minimum 10% in the base rate of    your auto or motorcycle liability and collision coverage over 3 years
Contact your insurer for more information

Requested by a Judge - attendance in a Defensive Driving course

Employer Required - Defensive Driving Course

Q:    My driving record is clean. Will I still benefit?

A:    Yes, by saving on your insurance.

Q:    I took a course for an insurance discount within last three years and just got points on my record.

A:    You can take the course again. You are allowed to take the course for Point Reduction every 18 months.

Q:    Will I save more if members of my family take the course?

A:    Yes. The insurance premium will apply to all motor vehicles principally operated by members of the family who complete the course. Please note that the discount can be applied to only one driver for each covered vehicle. Make sure you check with your own insurance company for specifics on how discounts will be applied.

See our FAQs section for more information.

To learn more about New York approved Defensive Driving Courses for Point and Insurance Reduction see Official NYS DMV Brochure.